All life companies provide term coverage. Most have strengths such as specializing in health insurance. Some companies may offer lower rates in the early years of a policy vs companies that may offer savings over the long term.
Chose your favourite company from the list to learn more.
BMO Life Insurance
Canada Protection Plan
Sun Life Financial
Transamerica Life Canada
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Non-Participating Insurance: Insurance on which policyholders do not share in any surplus earnings distributed by the company. No "policyholder dividends" are payable. The premium is based on an estimate of future costs and investment earnings very close to what the company believes most likely will occur, with a slight margin added for contingencies and profit.