No Medical Term Life Insurance

Simplified Term, Deferred Term & Term Plus:These plans are the least expensive of the no medical coverages and are available for individuals aged 20 to 70. Face amounts range from $25,000 to $150,000, and coverage can last as far out as age 100.

Whole Life Insurance

Acceptance, Deferred Life & Simplified Life: Whole life plans provide coverage for your entire life. These permanent coverages are available for individuals aged 25 to 80 for face amounts of $1,000 to $75,000. A cash value is also available.

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Insurance Glossary

Level Premium Life Insurance: Life insurance for which the premium remains the same from year to year. The premium is more than the actual cost of protection during the earlier years of a policy and less than the actual cost in later years. The excess paid in the early years builds up a reserve. When invested, this reserve amount earns a return that helps keep the amount of the level premium down.



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